TERMS OF SERVICE

Effective Date: 01/01/2026
Business Name: Wealth Companions

Website: www.wealthcompanions.com
Contact Email: [email protected]
Support Phone: 901-660-4600 or 901-609-4747

Welcome to Wealth Companions. By accessing our website, submitting your information, or opting in to receive communications from us, including text messages, you agree to these Terms of Service.

1. Acceptance of Terms

By using this website or subscribing to our communications, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, please do not use our website or services.

2. Description of Services

Wealth Companions provides information, education, marketing, appointment scheduling, customer support, and other business-related communications regarding our products and services.

These services may include:

- Responding to inquiries

- Scheduling or confirming appointments

- Sending reminders

- Providing customer care and support

- Sharing updates related to requested services

- Sending marketing and promotional text messages, where permitted by law and with your consent

3. SMS Program / 10DLC Terms

By providing your mobile number and opting in, you consent to receive SMS text messages from [Business Name]. These messages may include:

- Appointment reminders

- Follow-up messages

- Customer service or support messages

- Promotional and marketing messages

- Service-related notifications

- Description of SMS Use Cases

You may receive text messages related to:

- Quotes or service inquiries you requested

- Appointment scheduling and confirmations

- Policy or service follow-ups

- Educational information about our services

- Promotional offers, updates, and announcements

- Customer support communications

Message frequency may vary based on your interaction with us.

4. Opt-In Consent

By submitting your phone number through our website, forms, landing pages, or other communication channels, you expressly consent to receive text messages from Wealth Companions at the number provided.

Consent is not a condition of purchase.

5. Opt-Out Instructions

You may opt out of receiving SMS messages at any time.

To stop receiving text messages, reply:

STOP

After you send STOP, you may receive one final confirmation text confirming that you have been unsubscribed. After that, you will no longer receive SMS messages from us unless you opt in again.

For help, reply:

HELP

You may also contact us directly using the support information below.

6. Customer Support Contact

If you need assistance, you can contact us at:

Wealth Companions
Email: [email protected]
Phone: 901-660-4600 or 901-609-4747
Website: www.wealthcompanions.com

7. Message and Data Rates Disclosure

Message and data rates may apply depending on your mobile carrier plan. Check with your wireless provider for details regarding your text messaging or data charges.

8. Carrier Liability Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Delivery is subject to effective transmission by your mobile carrier and network availability.

9. Mobile Information Sharing Statement

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties, excluding aggregators and providers of the text message services necessary to deliver the SMS service.

10. User Rights

As a user of our website and services, you have the right to:

- Know what personal information we collect

- Understand how your information is used

- Request that we update or correct your information

- Opt out of marketing communications

- Withdraw consent to receive SMS messages at any time

Review our Privacy Policy for additional details about how your information is handled.

11. Age Restriction

You must be at least 18 years old to use our services, submit personal information, or consent to receive SMS communications from Wealth Companions.

By using this website and opting in to communications, you represent that you are at least 18 years of age.

12. Privacy Policy

Your use of our services is also governed by our Privacy Policy.

Please review it here:
Privacy Policy

13. Prohibited Use

You agree not to use this website or our services:

- For any unlawful purpose

- To submit false or misleading information

- To interfere with the security or operation of the website

- To abuse, disrupt, or attempt unauthorized access to our systems

14. Disclaimer of Warranties

Our website and services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not guarantee uninterrupted or error-free service.

15. Limitation of Liability

To the fullest extent permitted by law, [Business Name] shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of your use of this website, services, or SMS communications.

16. Changes to These Terms

We may update these Terms of Service from time to time. Any changes will be posted on this page with an updated effective date. Continued use of the website or services after changes are posted constitutes acceptance of those changes.

SMS Terms of Service

By opting in to receive SMS messages from Wealth Companions, you agree to receive text messages related to customer care, appointment reminders, follow-ups, service notifications, and promotional messages. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance.

You must be 18 years or older to participate. Wireless carriers are not liable for delayed or undelivered messages.

17. Contact Us

If you have any questions about this Terms of Service or Privacy Policy or how your information is handled, please contact us at:

Wealth Companions
Website: www.wealthcompanions.com
Email: [email protected]
Phone: 901-609-4747 or 901-660-4747